• Christchurch
Loan administration software

The operating system for
your finance company.

Whether you lend retail or wholesale, Argos runs your entire operation on one system - accurate, reliable, and configurable to even the most complex lending. Built for New Zealand and Australian finance companies who have outgrown spreadsheets.

+

Years Trusted

+

NZ and AUS Lenders

40+ LENDERS

Across NZ & Australia

+

Hours Saved Per 100 Loans

860+ HOURS SAVED

Per 100 Loan Accounts

%

NZ/AUS-Based Local Team

LOCAL TEAM

NZ Based, NZ Built

Trusted by 30+ lenders across New Zealand and Australia

What We Do

Loan administration, built for how your lending business actually works.

Whether you manage mortgage portfolios, asset and equipment finance, or personal and consumer lending, Argos gives you the system of record to run it accurately, scale it confidently, and report on it without spreadsheets. Argos is built for NZ and Australian compliance.
Argos Solution - Mortgage and Property Lending Software for Residential, Commercial, and Construction Finance

Mortgage and Property

Residential mortgages, investment property, commercial property, and construction lending. Manage your portfolio with the accuracy and audit trail your auditors expect.
Argos Solutions - Asset and Equipment Finance Software for Vehicle, Machinery, and Fleet Lending

Asset and Equipment Finance

Argos Solutions - Asset and Equipment Finance Software for Vehicle, Machinery, and Fleet Lending
Argos Solutions - Manage Personal Loans, Investment Accounts, and Deposit Products in One Platform

Personal and Consumer Lending

Personal loans, investment accounts, and deposit products. With CCCFA compliance built in, not bolted on.
Argos Solutions - Manage Personal Loans, Investment Accounts, and Deposit Products in One Platform

Wholesale Finance

Floorplan and livestock bailment for distributor and dealer lending. Fund your dealers against assets under bailment, with every unit tracked from settlement through to sale.
Argos Solutions - Manage Personal Loans, Investment Accounts, and Deposit Products in One Platform

Investment Systems

On call, term deposit, and unit fund investments. Interest accrues daily, deposits roll over automatically, and every distribution keeps a full audit trail.
Why Argos

Built for this market. Backed by people who care about your business.

Three reasons NZ and Australian lenders choose Argos and stay with us for decades.

Local Expertise, Built for This Market

Argos is built and supported by a NZ-based team with deep knowledge of CCCFA compliance, NZ and AUS lending practices, and the operational reality of regional finance companies. We speak the language of our clients because we live in the same market.

30+ Years of Proven Trust

Since the early 1990s, Argos has served finance companies across New Zealand and Australia. That longevity is system reliability, hard-won product depth, and client relationships measured in decades, not quarters.

Proactive Partnership, Not Just Software

Regular pulse calls, customer insights reports, and direct access to the team. Our clients consistently tell us this proactive involvement, actively looking for improvements rather than just collecting licence fees, is itself a meaningful point of difference.
Argos User Superstars

From lenders who have been with us for decades.

A preview of the long-term platform experts running their lending operations on Argos. Real people, real outcomes.
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.

Real first and last name
Job title, Real company name
Mortgage lender, 12+ years on Argos
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.

Real first and last name
Job title, Real company name
Asset finance lender, 12+ years on Argos
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.

Real first and last name
Job title, Real company name
Mortgage lender, 12+ years on Argos
The whole thing comes down to it's the one source of truth for us. Whereas, you know, we did run Excel spreadsheets... Ultimately, if your calculations are correct, that's my legal obligation — what the borrower's legal obligation should be.
In general, we're happy with how the system works.
It's good to know that you are actually looking at these things, because quite often with a lot of these software suites, they take the licensing fee and then leave you to go figure it out yourself.
Argos is pretty good in terms of spitting out all the necessary data that we need.
Argos has an industry leading product for mid-sized financiers that is incredibly cost effective, and incredibly intuitive. Also it is just straight forward to use and very reliable.
Argos has been put together by somebody who has industry knowledge. Versus software trying to run the business, you have software which is run by the business.
I wanted to take a moment to sincerely thank you for the time and effort you've put in recently to support the team. Your help in working through some long-standing issues and getting everything as tidy as possible ahead of year-end has made a real difference. Your responsiveness, attention to detail, and willingness to step in and support our team is genuinely appreciated. Thank you again for your support, it's been invaluable in helping us get to where we need to be.
On Vault's automation:
We've never done that before, but it was amazing... That thing is flash, you know, that is really good. We love that.
On support responsiveness:
This could not have gone better. We are so appreciative.
On documentation and support guides:
The guides that you put out — they're more helpful to me than what the help is.
On documentation and support guides:
I really do appreciate every time you reach out and highlight these things. It makes my job a lot easier.
General satisfaction:
All us workers were more than happy with Argos.

Ready to take a closer look?

Choose the path that suits you. Both come straight to our Customer Success team in Christchurch.
Option A | Quick Enquiry

Let's talk about your lending operation.

Tell us who you are and what you are looking to solve. We will be in touch within one business day.
  • About 1 minute
Option B | Full Discovery

Let's understand your lending operation.

Walk us through your portfolio and challenges in detail. We will come back with a personalised overview of how Argos fits.
  • About 5 minutes