Residential mortgages, investment property, commercial property, and construction lending, all managed on one platform. Argos keeps every calculation correct so you can run your property portfolio with the accuracy you require.

From origination through to reporting, your property lending lives in one system of record instead of a stack of spreadsheets or multiple systems.

Whether you manage a handful of large commercial facilities or thousands of residential accounts, your statements, interest calculations, and compliance records stay consistent and simple to report on.

Vehicles, equipment hire, fleet management and heavy machinery may be financed as leases or loans, depending on yours and your borrowers' preference. Instalments and repayments are tracked accurately, with direct debit handled automatically and reliably.

Scale your asset book without adding admin headcount or losing sight of a single agreement.

Each have their own workflows, so your team manages complex asset finance without ever working around the system.

Your compliance documentation stays complete and your reporting is always up to date on hand as management requires it.

Grow your consumer lending with confidence that the calculations are right and compliant.

From origination and document generation through to ongoing loan servicing and management, what you need is always at your finger tips.

Floorplan, dealer, and livestock finance for lenders funding assets under bailment. Argos tracks every unit from settlement through to sale, so you always know what is on the floor, what has sold, and what is owing.

Interest and settlements are calculated against each unit rather than one lump balance, so your reconciliations stay clean.

Wholesale and retail lending sit in the same system of record, so a dealer you fund and a customer you lend to share common information.

On call, term deposit, and unit fund investments run in the same system that manages your lending. Call and deposit interest accrues daily and may be paid on defined rest dates, deposits roll over automatically. Unit balances can be run as PIE or GIF investments, revalue as funds move, and distributions can be undertaken monthly or quarterly. Your investor accounts stay accurate without manual work.

Take money in with the same confidence you lend it out, on one ledger, one audit trail, and one set of reporting.

Interest profiles are flexible enough to support multiple investment products at once, broken deposits can carry a lower rate or a fee, and every distribution details the daily calculations in its own investor audit report.

Revolving credit facilities allow draw downs and repayments whenever required and authorised. Daily interest accrual ensures the outstanding interest is calculated accurately and available immediately on any facility. Facility Fees may be charged on unused facilities and default rates applied to over extended facilities.