One platform for every loan you manage. Accurate, auditable, in control.
Retail finance including mortgages, asset finance, personal lending, and operating leases. Wholesale finance for assets under bailment. All run under a single system of record. Argos keeps your calculations correct, your compliance complete, and your reporting ready the moment you need it.
Residential mortgages, investment property, commercial property, and construction lending, all managed on one platform. Argos keeps every calculation correct and every account auditable, so you can run your property portfolio with the accuracy and audit trail your auditors expect.
From origination through to reporting, your property lending lives in one system of record instead of a stack of spreadsheets.
Whether you manage a handful of large commercial facilities or thousands of residential accounts, your statements, interest calculations, and compliance records stay consistent and simple to report on.
Asset & Equipment Finance
Vehicle leasing, heavy machinery, equipment hire, fleet management, and boat and trailer finance. Leases and repayments are tracked accurately, with direct debit handled automatically and reliably.
Scale your asset book without adding admin headcount or losing sight of a single agreement.
Each have their own workflows, so your team manages complex asset finance without ever working around the system.
Personal & Consumer Lending
Personal loans, investment accounts, and deposit products, with CCCFA compliance built in, not bolted on. Your compliance documentation stays complete and your reporting is ready the moment management or auditors need it.
Grow your consumer lending with confidence that the calculations are right and the audit trail is always there.
From origination and document generation through to ongoing servicing, your consumer lending stays compliant and auditable at every step, not just at the start.
Wholesale Finance
Floorplan, dealer, and livestock finance for lenders funding assets under bailment. Argos tracks every unit from settlement through to sale, so you always know what is on the floor, what has sold, and what is owing.
Interest and settlements are calculated against each unit rather than one lump balance, so your reconciliations stay clean.
Wholesale and retail lending sit in the same system of record, so a dealer you fund and a customer you lend to share one audit trail and one set of reporting.
Investment Systems
On call, term deposit, and unit fund investments run in the same system that manages your lending. Interest accrues daily, deposits roll over automatically, and unit balances revalue as funds move, so your investor accounts stay accurate without manual work.
Take money in with the same confidence you lend it out, on one ledger, one audit trail, and one set of reporting.
Interest profiles are flexible enough to support multiple investment products at once, broken deposits can carry a lower rate or a fee, and every distribution keeps a full audit trail for your auditors and your investors.
How it works
Connected by API to the accounting, payment, and reporting tools you already use. See how Argos fits your lending operation and how securely it keeps your data.
A preview of the long-term platform experts running their lending operations on Argos. Real people, real outcomes.
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.
Real first and last name
Job title, Real company name Mortgage lender, 12+ years on Argos
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.
Real first and last name
Job title, Real company name Asset finance lender, 12+ years on Argos
Outcome-focused quote about what Argos enables them to do. Not about which modules they use.
Real first and last name
Job title, Real company name Mortgage lender, 12+ years on Argos
The whole thing comes down to it's the one source of truth for us. Whereas, you know, we did run Excel spreadsheets... Ultimately, if your calculations are correct, that's my legal obligation — what the borrower's legal obligation should be.
In general, we're happy with how the system works.
It's good to know that you are actually looking at these things, because quite often with a lot of these software suites, they take the licensing fee and then leave you to go figure it out yourself.
Argos is pretty good in terms of spitting out all the necessary data that we need.
Argos has an industry leading product for mid-sized financiers that is incredibly cost effective, and incredibly intuitive. Also it is just straight forward to use and very reliable.
Argos has been put together by somebody who has industry knowledge. Versus software trying to run the business, you have software which is run by the business.
I wanted to take a moment to sincerely thank you for the time and effort you've put in recently to support the team. Your help in working through some long-standing issues and getting everything as tidy as possible ahead of year-end has made a real difference. Your responsiveness, attention to detail, and willingness to step in and support our team is genuinely appreciated. Thank you again for your support, it's been invaluable in helping us get to where we need to be.
On Vault's automation:
We've never done that before, but it was amazing... That thing is flash, you know, that is really good. We love that.
On support responsiveness:
This could not have gone better. We are so appreciative.
On documentation and support guides:
The guides that you put out — they're more helpful to me than what the help is.
On documentation and support guides:
I really do appreciate every time you reach out and highlight these things. It makes my job a lot easier.
